Following is important information specifically for Local 1245 represented employees.
Here’s a quick overview of the changes for 2024. Keep reading to learn more about your options, the tools and resources available to help you make the right choices, and the steps to enroll or make changes to your coverage for 2024.
| Benefit | Changes for 2024 |
|---|---|
| Health Savings Account (HSA) Contribution Limits | The "employee only" HSA annual contribution limit is increasing from $3,850 to $4,150; family is increasing from $7,750 to $8,300. This is the total combined limit from both employee and NV Energy’s HSA contributions. |
| Health Care Flexible Spending Account (FSA) | The Healthcare Flexible Spending Account annual contribution will increase from $2,850 to $3,050. |
| HSA Medical Plan Annual Deductible |
Employee Only: increasing from $1,500 to $1,600 Employee + 1 (or more): increasing from $3,000 to $3,200 |
| HRA | HSA | |||
|---|---|---|---|---|
| NV Energy’s Contribution to the Fund/Account |
Employee only: $500 All other coverage levels: $1,000 |
Employee only: $500 All other coverage levels: $1,000 |
||
| In-Network | Out-of-Network* | In-Network | Out-of-Network* | |
|
Annual Deductible (includes prescription drugs)
|
$1,000 | $2,000 | $1,600 | $2,500 |
|
$2,000 | $4,000 | $3,200 | $5,000 |
|
$2,000 | $4,000 | $3,200 | $5,000 |
|
Annual Out-of-Pocket Maximum (includes prescription drugs)
|
$2,000 | $4,000 | $2,000 | $4,000 |
|
$5,000 | $10,000 | $5,000 | $10,000 |
|
$5,000 | $10,000 | $5,000 | $10,000 |
| Lifetime Maximum | Unlimited | |||
|
Physician Charges (office visits, inpatient, outpatient) |
90% after deductible | 70% after deductible | 80% after deductible | 60% after deductible |
|
Specialist Charges (office visits, inpatient, outpatient) |
90% after deductible | 70% after deductible | 80% after deductible | 60% after deductible |
|
Annual Preventive Care (well-child and well-adult care) |
100%, no deductible | Not covered | 100%, no deductible | Not covered |
|
Inpatient Hospitalization (physician, maternity and newborn) |
90% after deductible | 70% after deductible | 80% after deductible | 60% after deductible |
| Urgent Care | 90% after deductible | 70% after deductible | 80% after deductible | 60% after deductible |
| Emergency Room** | 90% after deductible | 90% after deductible | 80% after deductible | 80% after deductible |
|
Lab, X-ray and Complex Imaging (MRA/MRS/MRI, CAT scan, PET scan) |
90% after deductible | 70% after deductible | 80% after deductible | 60% after deductible |
| Allergy Testing, Treatment and Injections | 90% after deductible | 70% after deductible | 80% after deductible | 60% after deductible |
|
Chiropractic Care (limited to 20 visits per calendar year) |
90% after deductible | 70% after deductible | 80% after deductible | 60% after deductible |
| Durable Medical Equipment | 90% after deductible | 70% after deductible | 80% after deductible | 60% after deductible |
|
Prescription Drug*** (deductible applies; out-of-pocket maximum the same as medical) |
Retail (30-day supply): 90% after deductible Mail order (90-day supply): 90% after deductible Applies to generic, preferred and non-preferred |
Retail (30-day supply): 80% after deductible Mail order (90-day supply): 80% after deductible Applies to generic, preferred and non-preferred |
||
*Benefits for out-of-network services are based on reasonable and customary charges. You may be billed for any charges above that amount.
**Non-emergency use of the ER is not covered.
***For preferred and non-preferred brand-name drugs on the preventive medications list, the deductible is waived and the plan pays the same coinsurance as shown.
How to Enroll
Step 1: To start your enrollment you must first log into the NV Energy network. (Note: You must be within the firewall/within our network to login and gain access.) Then access ERP from the myNVE home page by clicking on Favorites as shown below.
Step 2: Log into PeopleSoft ERP using your NV Energy ID and password.
Step 3: Locate “System Announcements” in the top right corner of the page. Click the first “click here” link and follow the instructions to clear the cache. After clearing the cache, click the second “click here” link to access the enrollment process.
From the Employee Self Service page, click anywhere on the “Open Enrollment” tile. Note: If the “Employee Self Service” page does not appear, click the dropdown as shown below and select “Employee Self Service”.
Need Help? If you need assistance confirming your network ID and/or password, please contact the IT service desks at:
North – 4.3700
South – 2.5066
or
Call the NV Energy Benefits Department at 888-643-4338. You will be connected to a benefits representative who will assist you with the enrollment process. You can also email your questions to benefits@nvenergy.com.
Online enrollment ends Friday, October 27th 2023 at 11:59 pm Pacific Time.